Whether you're buying your first home, moving up to a jumbo property, or refinancing your current loan — Michele Hart makes the process clear, fast, and personal.

Fairway Independent Mortgage offers a full menu of loan programs, and Michele will match you to the right one — not push you into the wrong one.
Low down payment options, FHA loans, and step-by-step guidance for your very first mortgage. No question is too basic.
Start hereConventional, FHA, and VA purchase loans with fast pre-approvals that help your offer stand out in South Florida's market.
Get pre-approvedFinancing for higher-value Boca Raton and Palm Beach properties, with jumbo programs built for complex income pictures.
Explore jumboLower your payment, shorten your term, or tap your equity. Michele will run the numbers honestly — refinancing isn't right for everyone.
Check my optionsA mortgage has a lot of moving parts. Michele's job is to make sure you only ever have to think about three of them.
A quick conversation about what you're trying to do — buy, refinance, or just explore. You'll know where you stand the same day.
Michele gathers your documents, runs the numbers, and issues a pre-approval letter you can shop with confidently.
She stays on top of underwriting, appraisal, and deadlines so your closing happens on time — and keeps you updated the whole way.
Real feedback from Fairway's verified borrower review program.
Read all 49 reviews on Michele's official Fairway page

Michele Hart is a Senior Loan Officer with Fairway Independent Mortgage in Boca Raton, Florida. Her borrowers consistently describe the same experience: clear communication, honest advice, and a closing that happens on schedule.
Free pre-approval. No obligation. No credit impact to start the conversation.